Terms of Service

Effective Date: February 28, 2026

Advanced Home Loan is a brand operated by Bravix LLC. By accessing our website, submitting your information, or using our services, you agree to the following Terms of Service. Please read these carefully.

1. Services Provided Advanced Home Loan is a marketing and lead generation platform operated by Bravix LLC. We connect qualified homebuyers with licensed mortgage professionals and provide marketing services to loan officers, mortgage brokers, and branch managers seeking to grow their pipeline. Advanced Home Loan offers educational content, consultation, and marketing materials related to home financing, mortgage programs, and related financial services. We are a marketing and education brand — not a lender, broker, or financial institution. We do not originate, broker, or fund mortgage loans. We do not provide legal, tax, or financial advice. Financing is provided exclusively by licensed mortgage professionals affiliated with our platform.

2. Eligibility You must be at least 18 years old to use our services. By using our site or submitting information, you confirm that you are of legal age and have the authority to agree to these Terms.

3. Consent to Communications When you provide your contact details, you consent to receive communications from Advanced Home Loan and its affiliated licensed mortgage professionals, including: text messages (message & data rates may apply; reply STOP to unsubscribe) and emails (unsubscribe at any time via the link provided). Consent is not a condition of purchase or service.

4. User Responsibilities You agree not to misuse this website, provide false information, or engage in any activity that could harm Advanced Home Loan, its users, or affiliated partners. You are responsible for maintaining the accuracy of any information you submit.

5. Intellectual Property All content, text, graphics, and branding on this site are the property of Advanced Home Loan and may not be reproduced, distributed, or modified without permission. Limited use is allowed for personal, non-commercial, educational purposes.

6. No Guarantee Results from applying our educational strategies or marketing services are not guaranteed. Individual outcomes vary depending on personal financial situations, loan terms, market conditions, and other factors.

7. Limitation of Liability Advanced Home Loan is not responsible for any loss or damages arising from the use of our website, services, or educational content.

8. Governing Law These Terms are governed by the laws of the State of Wyoming. Any disputes shall be resolved in the state or federal courts located in Wyoming.

9. Updates We may update these Terms of Service at any time. When updates occur, the Effective Date above will reflect the latest version. Continued use of our website or services after changes are posted indicates acceptance of the revised terms.

10. Lead Generation and Routing Advanced Home Loan operates as a marketing and lead generation platform. When you submit your information through any form on our website or subdomains, your inquiry may be routed to licensed mortgage professionals in your area based on location and loan type. By submitting your information you acknowledge that you may be contacted by these affiliated professionals directly. Advanced Home Loan does not guarantee loan approval, loan terms, or availability of programs in your area.

11. Mortgage Professional Services Licensed mortgage professionals, loan officers, and branch managers who engage Advanced Home Loan for marketing and lead generation services agree to use the platform in compliance with all applicable federal and state regulations including but not limited to TCPA, RESPA, and applicable state mortgage licensing requirements. Advanced Home Loan makes no guarantee of lead volume, appointment quantity, or closed loan results. Market exclusivity is granted on a first-come basis and is subject to availability. Service terms, fees, and cancellation policies are outlined in a separate service agreement. Advanced Home Loan reserves the right to terminate service for non-compliance with platform standards.